ALL MY Papers

All My Papers (AMP) provides software tools for Check Image Cash Letter (ICL) files otherwise known as x9.37 files or Check 21 files.  AMP Products can help you implement your Remote Deposit Capture (RDC) and Check Image Exchange related workflows while ensuring that there are no interoperability or data integrity issues.

All My Papers product line includes tools and applications for creation and control of ICL Files

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 All Products support industry-standard formats

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Recent Articles

Working with ICL File Variations

The X9.37-2003 DSTU standard was developed to address a broad group of users who need to send check images and check image data electronically, accurately and efficiently. Unfortunately, the DSTU did not address some important issues. Consequently, there have appeared on the market many variations on the standard. Some of these variations fall within the scope of the standard and some do not. But nonetheless, your organization may receive or send an X9.37 file that is substantially different than what you or your exchange partners were expecting.

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Automatically Extract Checks from Business Documents for Check 21 Deposits

Checks are often embedded with other business documents such as contracts, invoices, cover letters and insurance benefits.  The typical process today includes scanning all the documents, manually bursting the checks, scanning the checks and somehow keeping track of which check goes with which set of documents.

All My Papers has developed software that automatically finds and extracts the check image from a scanned a scanned collection of documents and constructs a ICL/9.37/187 image cash letter file for exchange or remote deposit.

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Remotely Created Checks

A remotely created check (RCC), also known as a Pre-authorized Draft, Demand Draft or a Check 21 Demand Draft is a payment order created by the payee and authorized by the customer remotely, using a telephone or the internet by providing the required information including the MICR code from a valid check.

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Working with Image Cash Letter Files

Image Cash Letter (ICL) files are used to transport check transaction data including check images between organizations and systems for the purposes of clearing the check payments electronically. ICL files have become the preferred vehicle for transporting electronic check payment transactions between organizations and systems.

The white paper: Working with Image Cash Letter Files provides information about working with or implementing systems that will ICLs, also known as X9.37 files, while reducing implementation costs, time, and ongoing maintenance efforts.

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Creating Exchange Ready ICL Files with All My Checks

Many organizations would like a software tool that helps them build a solution to capture checks from any type of scanner and then turn the check images into an image cash letter (ICL) file to send to a financial institution (FI).

All My Checks software makes any scanner into a check scanner by finding and formatting the check images in a folder of images. Usually the objective of scanning a check is to electronically transfer the check image to another financial institution for processing. The mechanism for transferring the check image for processing is to make the check image part of an image cash letter (ICL) file.

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Products

amc-logosmAll My Checks™
• Extract MICR data accurately
• Format check images for exchange
• Create ICL files for exchange or RDC
• Ready to run software application

x9LIB-smlogoampLIB MICR OCR SDK
• Process check images
  From Phones, Cameras, Scanners
• Extract MICR data from check images 
• Format check images for exchange
• Fast programming with single call implementation

ampLIB-logosmX9 RCC
• Produce Pre-Authorized Drafts
  - for presentment or exchange
  -on behalf of your customers 
• Produce Test ICL Files
  - to debug Check 21 Applications
  - without risking customer data

viewer-smlogoX9Viewer
• View content of ICL files
• View check images
• Edit records and fields
• Print IRDs

qualifier-smlogoX9 Qualifier
• Detect non-conforming TIFF tags
• Correct TIFF Tags
• Detect MICR Mis-Match
• Image IQA

x9LIB-smlogoX9LIB SDK
• Create ICL Files
• Format ICL Files
• Save as CSV Files
• Sort & Merge ICL Files

IRD-Print-smlogoIRD Print
• Conforms to latest standard
• Prints Negotiable IRDs
• Works with Many Printers
• Prints one item or the entire ICL file

x9ImageClearing-smlogoX9 Image Clearing
• Check Archive
• Duplicate Detection 
• Research Check Items
• Forward & Return Clearing

News

2014

July 22, 2014 - ALL MY PAPERS Software Selected by Tangerine Bank -- Cheque imaging technology provides low cost solution for Canadian Banks

2013

April 10, 2013 - ALL MY PAPERS Signs Reseller Agreement with Orbograph

2012

September 25, 2012 - Orbograph and All My Papers Form Alliance for Remote Deposit Capture & Mobile Marketplace Complementing technologies improve efficiency and reduce risk of fraud

August 3, 2012- Credit Union Times - Mobility Matters: Tracking the Mobile Banking Revolution in Credit Unions

2011

September 28, 2011- All My Papers Announces a Software Application That Makes Every Scanner a Check Scanner - You can read the press release online by going HERE.

April, 2011- Check Deposit Challenges Using Scanners Without MICR Readers - Transaction News - You can read the article online by going HERE.

January 25, 2011 - All My Papers Updates MICR OCR SDK with Additional Camera Capture Features For Mobile Phones and Desktop Scanners

2009

February 24, 2009 All My Papers Publishes Case Study of X9 IMAGE CLEARING Software Solution For the State of North Carolina Check 21 Processing.

2008

December 2 , 2008 All My Papers Awarded Bid by State of Nouth Carolina for Check 21 Processing

October 24, 2008 All My Papers previews Beta version of X9 Viewer with support for the Universal Companion Document, UCD.

July 23, 2008 All My Papers Releases Software Reader for USPS 4-State Barcode

May 6 , 2008 All My Papers Releases Federal Reserve Bank MICR Conversion Utility for Check 21 Files

2007

December 12, 2007 All My Papers Releases X9 TIFF QUALIFIER For Testing To the New ECCHO Check Image Exchange Rules

October 23, 2007 All My Papers Releases White Paper on Ramifications of MICR Mis-Match in Check Image Exchange

October 22, 2007 All My Papers Releases X9 TIFF QUALIFIER for Image Cash Letters

August 21, 2007 All My Papers Joins Financial Industry Organizations ECCHO and FSTC To Facilitate Check Image Exchange

May 2, 2007 - All My Papers Releases X9 VIEWER for Image Cash Letters

March 27, 2007 - All My Papers Releases White Paper on Check Image Exchange Interoperability and Data Integrity Issue Resolution

February 21 , 2007 - All My Papers and Unisys Deliver Unrivalled Check Image Data Precision for Financial Institutions

2006

January 17 , 2006 - Sterling National Bank, Leveraging All My Papers Technology, Granted Federal Reserve Board Approval for FedReturn™ Image Cash Letter

2005

October 4 , 2005 - All My Papers MICR OCR Technology Integrated into 1,050 7-Eleven Vcom© Kiosks Verifies Check Image Data

August 12 , 2005 - All My Papers Publishes a FREE white paper - Combining Remote Capture and IRD Printing, A Check 21 Strategy for Community and Regional Banks.

July 20, 2005 - All My Papers Business Partner, Aquracy LLC, uses IRD print technology in Remote Image Capture Solution.

July 18, 2005 - All My Papers and Intactis Software Inc. form Strategic Business Partnership.

ALL MY PAPERS
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Saratoga, CA 95070
 

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Last Update July 28, 2015

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