X9 Image Clearing is a Windows server-based application to upgrade legacy payment systems for Check 21 clearing processing.

X9 IMAGE CLEARING enables:

• Posting,
• Archiving and
• Returns processing of X9.37 Image Cash Letter (ICL) files.

BENEFITS

• Enables Check 21 processing for legacy item processing and payment systems
• Leverages investment in legacy core payment systems
• Minimizes non-imaging processing fees
• Automates outgoing return processing
• Reduces operational costs
• Enables Check 21 exchange with complete record of each ICL file
• Provides efficient research of check images and data
• Prevents posting of duplicate check items and check images
• Reduces costs through one-time license fee

X9 IMAGE CLEARING will receive and store X9.37 Image Cash Letter (ICL) files received from image exchanges such as the Federal Reserve Bank.  MICR and other ICL transactional data is extracted from the files and populated into a SQL database. Data can then be formatted for interface to core banking systems and legacy image archives. Incoming files are checked for duplicates.

X9 IMAGE CLEARING homepage displaying ICL file data:

X9 IMAGE CLEARING Primary Functions:

• Imports X9.37/ICL files automatically into the system
• Generates posting files compatible with core banking systems
• Exports images to legacy image archive systems
• Enables local research on received items
• Expedites return processing of received items via web browser based application
• Supports file based exception lists for research and return processing
• Generates outgoing X9.37 Return ICL files.
• Detects duplicate received files and items
• Sets configurable archival storage period for the received X9.37 ICL files

X9 Image Clearing Generation of  Return ICL Files

X9 IMAGE CLEARING includes a browser-based user interface for research on items received. The system can execute against an exception list file from the legacy system containing items requiring research and possible return.  Operators can review these items via a web browser, assign a return code and mark them for return.

Images are retained and stored in a file archive directory.  Indexes pointing to the location of the images are stored in a database along with the MICR and other ICL data. 

X9 IMAGE CLEARING Duplicate item and file detection

Incoming files are checked for duplicate items which are flagged for deletion.  Duplicate files are rejected. The system will then generate a file compatible for posting to legacy core banking systems.

X9 IMAGE CLEARING

A Windows Server-based application to upgrade legacy payment systems to support
Check 21 in-clearing processes. X9 IMAGE CLEARING enables posting, archiving and
returns processing of X9.37 Image Cash Letter (ICL) files.

Contact Sales to schedule a demonstration of X9 IMAGE CLEARING
sales@allmypapers.com

Downloads

	X9 Image Clearing Datasheet
200 KB	A Windows Server-based application to upgrade legacy payment systems to support Check 21 in-clearing processes. X9 IMAGE CLEARING enables posting, archiving and returns processing of X9.37 Image Cash Letter (ICL) files.