All My Papers

All My Papers (AMP) provides software tools for Check Image Cash Letter (ICL) files otherwise known as x9.37 files or Check 21 files.  AMP Products can help you implement your Remote Deposit Capture (RDC) and Check Image Exchange related workflows while ensuring that there are no interoperability or data integrity issues.

All My Papers product line includes tools and applications for creation and control of ICL Files

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 All Products support industry-standard formats


Recent Articles

Creating Exchange Ready ICL Files With The X9LIB SDK

Creating Exchange Ready ICL Files With The X9LIB SDK

Organizations with development staffs and programming resources can now employ the All My Papers X9 LIB software development toolkit to capture checks from any type of scanner and then turn the check images and associated data into image cash letter (ICL) files for exchange with financial institutions. In order to successfully turn check images and data into ICL files that will exchange with your bank, care must be taken to ensure that the check images are ready for exchange and that the output ICL file format meets the specific requirement of your exchange partner.

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CRD Print Standard

The Canadian Payments Association has implemented Standard 014 defining how Canadain Replacement Docuemnts (CRDs) will be printed and how the source files used to convert CRs to paper are constructed and formatted.

All My Papers IRD Print software prints accurate Canadian Replacement Documents from Image Cash Letter (ICL) files.

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Working with Image Cash Letter Files

Image Cash Letter (ICL) files are used to transport check transaction data including check images between organizations and systems for the purposes of clearing the check payments electronically. ICL files have become the preferred vehicle for transporting electronic check payment transactions between organizations and systems.

The white paper: Working with Image Cash Letter Files provides information about working with or implementing systems that will ICLs, also known as X9.37 files, while reducing implementation costs, time, and ongoing maintenance efforts.

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Converting ICL files to Universal Companion Document (UCD) files

If you send Image Cash Letter files to the major check image exchanges; Federal Reserve Board (FRB), SVPCO, FIS Endpoint Exchange or Viewpointe then this article will give you helpful information about converting your current X9.37 files to UCD 187 compliant files.

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New IRD Print Standard

Two standards were implemented by the major exchanges in the fall of 2010. These standards affect how IRDs will be printed and how the source files used to convert IRDs to paper are constructed and formatted.

The newest release of All My Papers IRD Print® software prints accurate Image Replacement Documents (substitute checks) from Image Cash Letter (ICL) files.

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 Support 27 Record in ICL Files For the Early Warning® organization's Chek Direct System

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amc-logosmAll My Checks™
• Extract MICR data accurately
• Format check images for exchange
• Create ICL files for exchange or RDC
• Ready to run software application

• Process check images
  From Phones, Cameras, Scanners
• Extract MICR data from check images 
• Format check images for exchange
• Fast programming with single call implementation

ampLIB-logosmX9 RCC
• Build Remotely Created Checks
  - for presentment or exchange
  -on behalf of your customers 
• Produce Test ICL Files
  - to debug Check 21 Applications
  - without risking customer data

• View content of ICL files
• View check images
• Edit records and fields
• Print IRDs and CRDs

qualifier-smlogoX9 Qualifier
• Detect non-conforming TIFF tags
• Correct TIFF Tags
• Detect MICR Mis-Match
• Image IQA

x9LIB-smlogoX9LIB SDK
• Create ICL Files
• Format ICL Files
• Save as CSV Files
• Sort & Merge ICL Files

IRD-Print-smlogoIRD Print
• Conforms to latest standard
• Prints Negotiable IRDs and CRDs
• Works with many printers
• Prints one item or the entire ICL file

x9ImageClearing-smlogoX9 Image Clearing
• Check Archive
• Duplicate Detection 
• Research Check Items
• Forward & Return Clearing

x9ImageClearing-smlogoX9 Returns
• Imports ICL files into SQL database
• Supports 50+ ICL formats
• Return item research & sorting
• Browser-based user interface



July 22, 2014 - ALL MY PAPERS Software Selected by Tangerine Bank -- Cheque imaging technology provides low cost solution for Canadian Banks


April 10, 2013 - ALL MY PAPERS Signs Reseller Agreement with Orbograph


September 25, 2012 - Orbograph and All My Papers Form Alliance for Remote Deposit Capture & Mobile Marketplace Complementing technologies improve efficiency and reduce risk of fraud

August 3, 2012- Credit Union Times - Mobility Matters: Tracking the Mobile Banking Revolution in Credit Unions


September 28, 2011- All My Papers Announces a Software Application That Makes Every Scanner a Check Scanner - You can read the press release online by going HERE.

April, 2011- Check Deposit Challenges Using Scanners Without MICR Readers - Transaction News - You can read the article online by going HERE.

January 25, 2011 - All My Papers Updates MICR OCR SDK with Additional Camera Capture Features For Mobile Phones and Desktop Scanners


February 24, 2009 All My Papers Publishes Case Study of X9 IMAGE CLEARING Software Solution For the State of North Carolina Check 21 Processing.


December 2 , 2008 All My Papers Awarded Bid by State of Nouth Carolina for Check 21 Processing

October 24, 2008 All My Papers previews Beta version of X9 Viewer with support for the Universal Companion Document, UCD.

July 23, 2008 All My Papers Releases Software Reader for USPS 4-State Barcode

May 6 , 2008 All My Papers Releases Federal Reserve Bank MICR Conversion Utility for Check 21 Files


December 12, 2007 All My Papers Releases X9 TIFF QUALIFIER For Testing To the New ECCHO Check Image Exchange Rules

October 23, 2007 All My Papers Releases White Paper on Ramifications of MICR Mis-Match in Check Image Exchange

October 22, 2007 All My Papers Releases X9 TIFF QUALIFIER for Image Cash Letters

August 21, 2007 All My Papers Joins Financial Industry Organizations ECCHO and FSTC To Facilitate Check Image Exchange

May 2, 2007 - All My Papers Releases X9 VIEWER for Image Cash Letters

March 27, 2007 - All My Papers Releases White Paper on Check Image Exchange Interoperability and Data Integrity Issue Resolution

February 21 , 2007 - All My Papers and Unisys Deliver Unrivalled Check Image Data Precision for Financial Institutions


January 17 , 2006 - Sterling National Bank, Leveraging All My Papers Technology, Granted Federal Reserve Board Approval for FedReturn™ Image Cash Letter


October 4 , 2005 - All My Papers MICR OCR Technology Integrated into 1,050 7-Eleven Vcom© Kiosks Verifies Check Image Data

August 12 , 2005 - All My Papers Publishes a FREE white paper - Combining Remote Capture and IRD Printing, A Check 21 Strategy for Community and Regional Banks.

July 20, 2005 - All My Papers Business Partner, Aquracy LLC, uses IRD print technology in Remote Image Capture Solution.

July 18, 2005 - All My Papers and Intactis Software Inc. form Strategic Business Partnership.

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Last Update October 25, 2016

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